Medical care in the U.S. can be expensive, especially without insurance coverage. If you’ve recently lost your health insurance, there are options available to make sure you and your family are covered.
- Join your spouse’s insurance plan. If you lost coverage because you’ve recently lost your job, this is considered a qualifying life event and you can enroll in your spouse’s plan even if it’s not their open enrollment period.
- Purchase a plan from the Affordable Care Act marketplace. If you’ve recently lost your employer-sponsored insurance plan, you’ll qualify for a special enrollment period to buy a plan on the marketplace. You may even qualify for a subsidy to help cover the cost of a plan.
- Utilize COBRA. If you lose your job or your hours are reduced, you typically have the right to continue group health benefits for a limited period. Just be aware that you may be required to pay the entire premium for coverage up to 102% of the cost to the plan.
If you are uninsured or underinsured, check out information on free and low-cost cancer screenings.